Risk Disclosure

The value of non-fungible tokens (NFTs) can fluctuate dramatically and unpredictably. NFT markets are relatively new, thinly traded, and subject to rapid changes in sentiment, trends, and demand.

You may lose some or all of the value of an NFT you purchase. Past performance of any NFT collection is not indicative of future results. Never invest more than you can afford to lose.

NFTs may be difficult or impossible to sell quickly at a fair price, or at all. Unlike fungible tokens or traditional financial assets, there is no guaranteed secondary market for any specific NFT.

Market depth can be very limited, and the price at which you may eventually sell an NFT may be substantially lower than the price you paid.

Fiatly is a marketplace, not a financial adviser, broker, or investment platform. Nothing on the Service constitutes investment advice, financial advice, trading advice, or any other kind of professional advice.

You should conduct your own independent research and, where appropriate, consult a qualified financial professional before making any purchase. Purchasing an NFT is a personal decision made entirely at your own discretion and risk.

NFTs exist on blockchain networks governed by smart contracts. Smart contracts may contain bugs, vulnerabilities, or unintended behaviors that could affect the value or transferability of an NFT.

Blockchain networks can experience congestion, forks, outages, or protocol changes that may delay or affect NFT transactions. We have no control over blockchain infrastructure and cannot guarantee network performance or availability.

Blockchain transactions are irreversible. If you provide an incorrect, incompatible, or uncontrolled wallet address, the NFT will be sent to that address and cannot be recovered by us or anyone else.

Always double-check your wallet address and confirm it is compatible with the correct blockchain network before completing a purchase. We accept no liability for NFTs sent to incorrectly provided addresses.

The legal and regulatory status of NFTs varies across jurisdictions and continues to evolve rapidly. Regulatory changes could affect the legality, usability, tax treatment, or value of NFTs in your jurisdiction.

It is your responsibility to ensure that purchasing, holding, and reselling NFTs is lawful in your country of residence, and to understand any applicable tax obligations.

The availability and functionality of the Service depend on third-party providers including blockchain networks, payment processors, infrastructure providers, and NFT creator platforms. Failures by these third parties could disrupt the Service.

NFT metadata, images, and descriptions are provided by NFT creators and are hosted on external systems (such as IPFS or creator-controlled servers). We do not control and cannot guarantee the permanence or accuracy of this content.

Before purchasing any NFT, you are strongly encouraged to research the collection, the creator, the smart contract, the blockchain network, and the secondary market conditions independently.

Be aware of common NFT scams including fake collections, rug pulls, phishing sites, and counterfeit NFTs. Verify that you are using the official marketplace URL and that the NFT you are purchasing is authentic.

If you have questions about the risks associated with NFT purchases on Fiatly, please contact us through the support channels listed on the Service. For financial or tax advice, please consult a qualified professional.